A Financial Benefit Loved By All Employees 

Access up to $2,500 anytime. No credit score required.

Forget Everything You Know About Loans

Zero interest. One small fee. Available anytime. ¹

Why HoneyBee?

1. Manage Expenses

We all run into unexpected expenses. With HoneyBee, you can quickly access funds when you need.

2. Pay Down Debt

Overwhelmed with payday loans or other high-interest debt? Let us help you get back on track.

3. Build Credit

Wished you had better credit? The HoneyBee loan is designed to improve your credit score as you repay. ²

Designed For Social Impact 

Social impact is part of our mission and business model, not just for marketing and advertising. This accreditation recognizes our track record of having a positive impact on people, society, and the environment. 

Today, there are over 2,200 Certified B Corps around the globe, including Patagonia, The Honest Co and Ben & Jerry’s. We are proud to join them in redefining success in business so that one day everyone uses business as a force for good.


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Got Questions? Give us a call at 1.800.683.8663 (M-F: 9am-5pm)

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660 4th Street, Suite 600, San Francisco, CA 94107

Privacy Policy           Term of Use           Compliance       

(1) California Residents: Ziero Financial Inc. dba HoneyBee is licensed by the Department of Business Oversight, pursuant to the California Finance Lenders Law, license #6052829. Ziero Financial Inc. dba HoneyBee is compliant with the Equal Credit Opportunity Act.  A 4-month $2,500 loan from us with a stated interest rate of 0% and a loan origination fee of $50 would require 7 scheduled bi-weekly payments of $364 for an effective Annual Percentage Rate (“APR”) of 12.94%. Eligibility is not guaranteed, and requires that lending capital is available to fund your account and that you meet credit and other conditions. All loans are issued by Ziero Financial Inc. Borrower must be a U.S. citizen, permanent resident or be in the United States on a valid long-term visa and at least 18 years old. Valid bank account and Social Security Number are required. 

(2) Results not guaranteed. Improvement in your credit score is dependent on your specific situation and financial behavior. Failure to make monthly minimum payments by the payment due date each month may result in delinquent payment reporting to credit bureaus which may negatively impact your credit score. This product will not remove negative credit history from your credit report.