HoneyBee is now available for small businesses! – LEARN MORE

Financial Wellness.

Better For Employees.

Better For Business.

HoneyBee makes it easy for employers to provide their employees with the tools to bridge financial emergencies and better manage their financial well-being.


Our QueenBee Program

1. Early Pay

get early access to your pay.


  • Repay with next paycheck
  • No credit required
  • For full-time and part-time employees

2. Extra Week’s Pay

emergency funds for unplanned expenses.


  • Repay over multiple pay periods
  • No credit required
  • For full-time employees

3. Bee Financial Coach

one-on-one financial counseling.


  • How can I improve my credit score? 
  • How can I better manage my monthly budget?
  • How do I manage my student loan debt effectively?


Setup instantly with no integration required.

Learn more about offering HoneyBee to your employees today!

Get In Touch


1.800.683.8663 (M-F: 8:30am to 5:30pm PT)

(1) California Residents: Ziero Financial Inc. dba HoneyBee is licensed by the Department of Business Oversight, pursuant to the California Finance Lenders Law, license #6052829. Ziero Financial Inc. dba HoneyBee is compliant with the Equal Credit Opportunity Act. For example a 4-month $500 loan from us with a stated interest rate of 0% and a loan origination fee of $25 would require 7 scheduled semi-monthly payments of $75 for an effective Annual Percentage Rate (“APR”) of 29.64%. Eligibility is not guaranteed, and requires that lending capital is available to fund your account and that you meet credit and other conditions. All loans are issued by Ziero Financial Inc. Borrower must be a U.S. citizen, permanent resident or be in the United States on a valid long-term visa and at least 18 years old. Valid bank account and Social Security Number are required. Improvement in your credit score is dependent on your specific situation and financial behavior. Failure to make monthly minimum payments by the payment due date each month may result in delinquent payment reporting to credit bureaus which may negatively impact your credit score. This product will not remove negative credit history from your credit report. Results not guaranteed.

(2) Arizona Residents: Ziero Financial Inc is licensed by the Arizona Department of Financial Institutions, license #CL-0947964. Ziero Financial Inc. dba HoneyBee is compliant with the Equal Credit Opportunity Act.

(3) Ziero Financial Inc. NMLS Consumer Access #1802856