Prioritize financial inclusion and well-being in your workplace


73% of Americans rank finances as the number one stress in life. Our equitable and comprehensive financial wellness platform empowers every employee with the tools they need to secure a brighter financial future.

Proud to be working with leading employers

See how these women used HoneyBee to get the tools and support they needed to reach their goals (Video: 1:41 min)

“HoneyBee is one of the best benefits I’ve experienced in my career, thank you!”

DC Central Kitchen Employee

The comprehensive financial wellness platform

Employees come from varying levels of financial education and socioeconomic backgrounds. HoneyBee provides your employees and their loved ones with the support they need along their financial journeys.

Honey Funds

 No-cost, zero interest rainy day funds


The country’s first no-cost rainy day fund gives all employees, regardless of their credit, the ability to manage unplanned expenses, pay down debt, and even supercharge savings goals.

Honey Academy

 Financial education for employees & families


Personal finance is not taught in school. Our educational webinar series help your employees and their children learn in an inspiring way so they can get a head start.

Honey Therapy

 1-on-1 sessions for all money matters


Our financial professionals provide your employees and their families with non-judgmental opportunities to address money matters, and set customized plans to achieve their financial goals.

HoneyBee is an integral part of diversity, equity & inclusion commitments

Some employees are 10 steps ahead, while others are 10 steps behind when they clock in. HoneyBee empowers HR and DEI leaders that are committed to creating an equitable and inclusive culture by providing access to financial tools and education to help improve their employees’ financial health.


of HoneyBee users are Black, Hispanic, or Asian, and the majority of them are female.


of HoneyBee users have at least one child.


of users said it was difficult to cope with their financial issues before HoneyBee.

Results from a survey of HoneyBee applicants courtesy of Washington University in St. Louis and the Financial Health Network.

Top reasons employers offer HoneyBee


1. Reduce employee financial stress

2. Improve hiring and retention

3. Establish a culture of inclusion and belonging

Each year when we survey our employees, HoneyBee is consistently one of the top 3 ancillary benefits we provide.

Alameda County Community Food Bank

Employees  HoneyBee





“From Fortune 500 to small businesses, this program should be in every company!”


Hospitality Manager


“As a single mother, financial burden held heavy on my mind. Glad I had HoneyBee!”


Non-Profit Employee


“HoneyBee helped me improve my credit and gave an extreme peace of mind.”

Let’s build a culture of financial inclusion and well-being today


(M-F: 8:30am to 5:30pm PT)
HoneyBee Financial Wellness is a company paid financial benefit program. HoneyBee loan example: a $500 loan with finance charge of $0, an interest rate of 0%, repaid in 4-bi weekly installments of $125.00, would have an APR of 0%.
California Residents: Ziero Financial dba HoneyBee is licensed by the Department of Business Oversight, pursuant to the California Finance Lenders Law, license #6046293.
Ziero Financial NMLS Consumer Access #1802856
On-demand HoneyBee financial experts are available on standby from 9am to 6pm PT, Monday to Friday via our in app chat, text message or call. Our 1 on 1 scheduled sessions are provided via a partnership with Neighborhood Trust Financial Partners. Aside from being non-profit they are the nation’s leading provider of effective, high-quality financial coaching services for employees. HoneyBee Benefits users get access to their TrustPlus services which helps employees develop and execute a financial wellness plan.