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General Rules and Requirements

Q: What are the minimum requirements to qualify for a HoneyBee PTO Loan℠ ?

In order to qualify for a HoneyBee PTO Loan℠ the borrower must:

  • Be at least 18 years old.
  • Be a U.S. citizen or permanent resident with a valid SSN.
  • Employed full-time.
  • Have a minimum of 6 months of employment history with the current company.
  • Have a valid bank account and be enrolled in direct payroll deposit.
  • Have a minimum of 15 unused paid time off hours available at loan request.
  • Must agree that at termination, all non-work leave pay will go towards paying down the loan balance owed.

Q: I have poor credit. Can I still apply for a HoneyBee PTO Loan℠ ?

Yes. HoneyBee loans are available to all employees regardless of credit history.

Q: Can I have multiple loans at the same time?

No. Borrowers are only allowed one outstanding loan at a time.

Q: Can I use my paid time off after taking a loan with HoneyBee?

Yes. There are no restrictions on how you use your paid time off. 

Q: Do my sick days or unearned vacation days count as unused paid time off?

No. Sick days or unearned paid time off are not considered for qualification purposes.

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