What's the buzz?


HoneyBee is a Certified Benefit Corporation® and the only company that allows employees to get an Extra Week’s Pay anytime, to help manage unplanned expenses, build credit and pay down debt. We are proud to be leaders in a purpose-driven movement as we continue to create positive impact on people’s lives and fulfill our social mission to protect employees against predatory lenders.

Our greatest strength comes from our team’s diverse backgrounds and a shared common goal – we are all passionate advocates of change and education that creates a sustainable financial futures for our customers and the employers we serve.


What does it mean to be a Certified B Corp?

Social impact is core to our mission. We fundamentally believe that becoming a Certified B Corps® reminds us that we are part of a family of like-minded companies that seek to positively affect life outcomes for our customers. This accreditation recognizes our track record of having a positive impact on people, society, and the environment.

Today, there are over 2,200 Certified B Corps® around the globe, including Patagonia, The Honest Co and Ben & Jerry’s. We are proud to join them in redefining success in business so that one day everyone uses business as a force for good.

What is HoneyBee solving?

Financial Safety Net

63% of Americans have less than $500 in savings for an emergency

High-Interest Debt Relief

The average household that’s carrying credit card debt has a balance of $15,893

Access To Affordable Credit

113 Million Americans are locked out of the traditional credit system

What’s with all the HoneyBees?

Honeybees, like great employees, have incredible work ethic and loyalty. They’re essential components of a healthy ecosystem. Honeybees should be protected because these incredible creatures work collectively to produce a product that brings us wellness. Employees are vital to thriving businesses and should also be protected from predatory lending practices.

How does it work?

At no cost to the employer, HoneyBee works directly with employees to offer short-term loans that are financed by the first impact investment firm with a focus on providing responsible and transparent financing to consumers and small businesses in the United States. Employees do not require existing credit for HoneyBee loans since their job is the credit. Employees work directly with HoneyBee to secure the loan.

This is done in three easy steps: 

1. Employees log in to the HoneyBee website via desktop or mobile phone and complete a short one-minute application form. 

2. HoneyBee will verify the employment status and once confirmed, the employee can select the desired loan amount and funds will be transferred to the employee’s bank account within 48 business hours. 

3. HoneyBee will automatically deduct the loan repayments from the employee’s bank account over a 3-month period. Once the loan is paid off, the employee can secure a new loan at any time to help manage emergency and build credit.

Employers with 100 or more employees can sign-up for HoneyBee at no cost and offer it as an employee benefit.

Why we created HoneyBee

“HoneyBee was the result of my own financial struggle. When I first moved to the US, accessing any type of financing without personal credit was challenging. I was credit invisible, unable to get approved for a credit card or a loan, building credit was an uphill battle.

Recently divorced, I remained financially disadvantaged by my inability to access low cost financing, it occurred to me that this inability to access low cost financing was a significant challenge for a lot of people who were nevertheless employed and had income. It was a Catch 22 situation, you need credit to get good financing but you had to have had a loan or a credit card to start building credit. But what if we allowed working folks to tap the value of their PTO — no credit needed but paying back such a loan on time would build credit.

I started reaching out to employees from different industries such as lodging, agribusiness, non-profit, manufacturing, health care, construction and employees opened up to me about their financial struggles, I discovered the working underbanked reinforcing my belief that I had a product that will work for them . My co-founders and I were determined to build a solution to help protect working Americans from predatory lenders and provide the support they needed for a rainy day.”

Ennie Lim

CEO & President

“Rebuilding wealth when you’re older and after a major financial implosion is difficult. Putting back the pieces of your shattered finances at 50 after the Great Recession of 2008 is next to impossible. Working folks need better tools that help structure a way out of living paycheck to paycheck — my generation more so as we feel left behind by the dazzle of the new tech age and having to play catch up after that Great Depression. HoneyBee’s mission to add to those tools holds the promise of alleviating millions still trying to get their financial house in order.”

Walter Balmas

Compliance Advisor

“Financial wellness is a big part of the mental and emotional health of working adults. Money problems lead to stress, negative feelings, and distraction that affects employee productivity in the workplace. HoneyBee helps millions of working Americans deal with financial emergencies, chart a path out of high interest debt, and improve their financial health by delivering socially responsible and ethical lending solutions. It is a privilege to be a part of this socially impactful company!”

Nisheeth Ranjan

Chief Architect & VP Engineering

“For too long we’ve failed as a society to take care of our most vulnerable. It seems that the more financially desperate a person is, the more difficult it is to receive any form of financial relief. Our goal is to level that playing field and help people get their head above water again so they can take first steps towards a more financially secure future.”

Max Zschoch


“Growing up my dad owned restaurants and he considered his employees family. So when employees needed extra money for emergencies, my dad could never say no, the loans got out of control and it was hard to keep track. I wanted to build a solution for employers because I know how heartbreaking it can be to say no to your employees that are suffering from financial distress. HoneyBee can provide the safety net that your employees need.”

Benny Yiu


Do you want to interview one of the members of of our founding team?

Please contact: honeybee@double-forte.com

Get  In Touch


660 4th Street, Suite 600, San Francisco, CA 94107