Say Hello To The HoneyBee PTO Loan ℠

Nearly 6 in 10 Americans don’t have enough savings to cover a $500 unplanned expense. The HoneyBee program allows all employees with paid time off and vacation days to instantly access an interest-free loan when faced with a sudden expense, providing a new financial safety net for the workforce you value. ¹

Advantages Of The HoneyBee Program

No Cost

The HoneyBee program is provided at no-cost to employers

Same Day Onboarding

Simple setup process, go live within 24 hours with minimal effort from HR

Credit Building Loan

HoneyBee PTO Loan℠ helps your employees improve their credit

250+ employees? Contact us today!

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660 4th Street, Suite 600, San Francisco, CA 94107

Privacy Policy           Term of Use           Compliance 

(1) California Residents: Ziero Financial Inc. dba HoneyBee is licensed by the Department of Business Oversight, pursuant to the California Finance Lenders Law, license #6052829. Ziero Financial Inc. dba HoneyBee is compliant with the Equal Credit Opportunity Act. Assuming a 3-month $2,500 loan from us with a stated interest rate of 0% and a loan origination fee of $50 would require 5 scheduled bi-weekly payments of $510 for an effective Annual Percentage Rate (“APR”) of 17.26%. Eligibility is not guaranteed, and requires that lending capital is available to fund your account and that you meet credit and other conditions. All loans are issued by Ziero Financial Inc. Borrower must be a U.S. citizen, permanent resident or be in the United States on a valid long-term visa and at least 18 years old. Valid bank account and Social Security Number are required.  

(2) Results not guaranteed. Improvement in your credit score is dependent on your specific situation and financial behavior. Failure to make monthly minimum payments by the payment due date each month may result in delinquent payment reporting to credit bureaus which may negatively impact your credit score. This product will not remove negative credit history from your credit report.