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Stop 401(k) Borrowing and Improve Employee Retirement Savings.


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  Recent trends suggest that 401(k) borrowing is a serious issue threatening employee retirement savings.


  Key contributors to 401(k) borrowing include rising costs of living and heavy debt burdens.


  Financial wellness programs help by providing employees with a better safety net. This gives them options for emergency cash that don’t deplete 401(k) balances through 401(k) loans.

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