Clear Your Credit Card Debt

Receive $5,000. Zero interest. No credit score required. ¹

Program Details

  • Applicants must have outstanding total credit card debt of at least $5,000 they intend to pay off with this loan (where funds are sent directly to the credit card providers)

  • HoneyBee CYD Loan has a flat 10% fee 


  • 2+ full-time years at current employer and make at least $20 per hour

  • You are eligible for paid time off (vacation days)

  • No active delinquencies reported on credit

Get  In Touch

660 4th Street, Suite 600, San Francisco, CA 94107


(1) California Residents: Ziero Financial Inc. dba HoneyBee is licensed by the Department of Business Oversight, pursuant to the California Finance Lenders Law, license #6052829. Ziero Financial Inc. dba HoneyBee is compliant with the Equal Credit Opportunity Act. For example a 12-month $5,000 loan from us with a stated interest rate of 0% and a loan origination fee of $500 would require 25 scheduled semi-monthly payments of $220 for an effective Annual Percentage Rate (“APR”) of 17.93%. Eligibility is not guaranteed, and requires that lending capital is available to fund your account and that you meet credit and other conditions. All loans are issued by Ziero Financial Inc. Borrower must be a U.S. citizen, permanent resident or be in the United States on a valid long-term visa and at least 18 years old. Valid bank account and Social Security Number are required.