Your Path To A New Financial Future
With either no credit or poor credit, banks will likely deny you financing for a mortgage, auto or personal loan – dimming your financial future. HoneyBee is here to help.
How To Improve Your Credit Score
Build credit with on-time payments
Repaying a HoneyBee PTO Loan on time helps us report your good payment behavior to the credit bureaus putting you on a path to a better credit score.
35% of your credit score is based on your payment history making it the most important factor.
HoneyBee Sample Use Case
Amy takes out a HoneyBee PTO Loan and repays as agreed. Once fully repaid, she repeats the process and continues to make all the repayments on time on her new loans. While improved scores don’t happen overnight, such positive behavior from Amy adds up over time increasing her credit score. ²
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